You can obtain health insurance in Cyprus by enrolling in the National Health System or purchasing private insurance from a licensed insurance provider.
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In order to obtain health insurance in Cyprus, there are two options available: enrolling in the National Health System or purchasing private insurance from a licensed provider.
Enrolling in the National Health System (NHS) is mandatory for all individuals residing or working in Cyprus. The system provides access to a range of healthcare services, including primary care, specialist care, and hospitalization. Contributions are made through social insurance payments, with rates varying based on income level. In order to enroll in the NHS, individuals must visit a Citizen Service Center with their ID card or passport and proof of residency.
Alternatively, individuals can opt to purchase private health insurance from a licensed provider. This can provide access to a wider range of services and facilities, as well as shorter wait times for certain procedures. There are a number of local and international insurance providers operating in Cyprus, with policies available to suit a range of budgets and requirements.
According to a report by the World Health Organization (WHO), Cyprus has one of the highest life expectancies in the world, with an average of 82 years. Additionally, the country has a relatively low rate of infant mortality, with 1.1 deaths per 1,000 live births.
Here is a table comparing the National Health System to private insurance in Cyprus:
| National Health System | Private Insurance | |
|---|---|---|
| Cost | Contributions made through social insurance payments based on income level | Premiums vary based on coverage selected |
| Coverage | Access to primary care, specialist care, and hospitalization | Access to wider range of services and facilities |
| Wait Times | Longer wait times for certain procedures | Shorter wait times for certain procedures |
| Availability | Mandatory for all individuals residing or working in Cyprus | Optional for individuals to purchase |
As author William Gibson once famously said: “The future is already here — it’s just not very evenly distributed.” This seems to apply to healthcare systems as well, with different countries offering different options for accessing care. In Cyprus, both the National Health System and private insurance are available, allowing individuals to choose the option that best suits their needs.
Watch a video on the subject
Florian Wilk provides advice on selecting suitable health insurance when moving overseas. He highlights that basic, low-cost health insurance is usually acceptable for immigration purposes. However, for broader coverage and advanced features, an international health insurance policy is better, with a hotline and fast email responses. Wilk recommends a few international health insurance policies that are customer-friendly, with reasonable prices and less paperwork. He emphasizes the need to inform the local health insurance provider of the move to cancel the insurance easily and enjoy the advantages of the international health insurance.
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Emergency medical treatment in Cyprus is free to citizens and expats alike, but care for both in- and out-patients will most probably incur a fee. Citizens from EU-member states are eligible for free health insurance at state hospitals in Cyprus, although this only applies to the south. Expats living in the north of Cyprus will need private health insurance. All foreigners wishing to reside in Cyprus are obliged by law to have Health Insurance, which is a requirement for the necessary registration with the Immigration Authorities in Cyprus.
Emergency medical treatment in Cyprus is free to citizens and expats alike, but care for both in- and out-patients will most probably incur a fee. Citizens from EU-member states are eligible for free health insurance at state hospitals in Cyprus, although this only applies to the south. Expats living in the north of Cyprus will need private
All foreigners (employees, visitors, and students) wishing to reside in Cyprus are obliged by law to have Health Insurance. Such insurance is a requirement for the necessary registration (work or visitors permit visa) with the Immigration Authorities in Cyprus.
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Subsequently, How to get health insurance in Cyprus?
As a response to this: All EU expats who hold an S1 form of National Health Service in their home country can also qualify for Cyprus National Health. To qualify, expats need to register themselves as residents of Cyprus. Furthermore, expats must be an employee paying for social insurance to be eligible for Cyprus Health Services.
In this way, How much does medical insurance cost in Cyprus? Response: In Cyprus, private health insurance costs around €150 to €400 per month for a family plan. This figure can vary widely based on the type of coverage you purchase, the number of people covered, and their age.
Furthermore, Can I get free healthcare in Cyprus?
Healthcare is not entirely free in Cyprus. Based on the new General Healthcare System in Cyprus, health coverage is funded by the state and patients’ out-of-pocket contributions, commonly known as co-payments. This is available for all EU citizens, Cypriot nationals, and all permanent and legal residents of Cyprus.
Do you have to pay for medical care in Cyprus?
The reply will be: State healthcare in Cyprus is not free. Healthcare costs are covered by both the state and through patient contributions. These are known as co-payments. Cyprus’s national health service is called the General Healthcare System ( GHS ).
How to get medical insurance in Cyprus? Response will be: Anyone working in Cyprus, regardless of how long they have been in the country or their nationality, must register with their district labor office for the Cypriot social insurance. After registering, an individual will then receive one of two Cyprus medical cards, which have their benefits based on a household’s average yearly income.
Likewise, What is the healthcare system in Cyprus? Answer: Generally, the healthcare system in Cyprus is run as a mixture of both public and private services, with many individuals in the country opting to obtain private health insurance coverage.
Do expats qualify for Cyprus Health Services?
The response is: Furthermore, expats must be an employee paying for social insurance to be eligible for Cyprus Health Services. Those who do not pay tax or social insurance do not qualify for a medical card. In such a case, it makes complete sense for expats to opt for insurance policies that will take care of their medical costs in case of an emergency.
How do I contact a hospital in Cyprus? Answer will be: In case of a medical emergency, you can dial 199. There is a minimum charge for accident and emergency cases that are paid at the hospital upon arrival. EU and Cypriot pensioners are exempt from this cost. Most private hospitals have their ambulances that require an additional charge.
Additionally, What should I know about insurance in Cyprus?
As a last point, we urge you to remember the saying: “Insurance is something you hope to never use but something you will not be without the day you need it”. Health: Cyprus has a dual multi-payer health care system that consists of a public and private sector, but is well on the way of becoming an universal healthcare.
Considering this, How do I get access to public healthcare in Cyprus?
As an answer to this: Access to public healthcare is determined via residency status. Anyone staying in Cyprus for three months or more is considered a resident, allowing them to register with the General Healthcare System (GHS) and select a local doctor. This can be done online.
What is the new National Health System in Cyprus?
Response will be: A new national health system was implemented in Cyprus in June 2019 known as GeSY. This universal health insurance scheme aims to provide affordable and effective medical care to Cyprus residents. Citizens now have the right to choose their personal doctor, hospital or any other healthcare provider associated with GeSY.
Do expats qualify for Cyprus Health Services? Furthermore, expats must be an employee paying for social insurance to be eligible for Cyprus Health Services. Those who do not pay tax or social insurance do not qualify for a medical card. In such a case, it makes complete sense for expats to opt for insurance policies that will take care of their medical costs in case of an emergency.